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Property
HAZARD IDENTIFICATION AND
CONTROL
    Flammable Liquids and
    Combustible Gases
    Spray Painting and Finishing
    Cutting and Welding
    Electrical
    Housekeeping
    Heating, Ventilation, and
    Air Conditioning
    Plumbing
    General Building Condition
    Commercial Cooking
    Windstorm
FIRE PROTECTION
    Portable Fire Extinguishers
    Automatic Sprinkler Systems
CONTROLLING CONSEQUENTIAL LOSSES
    Business Income
Appendices E
1. Safe Storage and Handling
    of Flammable and
    Combustible Liquids
2. Flammable Liquids Storage
    Room Requirements
3. Bonding and Grounding of
    Flammable Liquids
4. Spray Booth Design
5. Hot Work Permit
6. Property Self-Inspection
    Checklist
7. Windstorm Checklist
8. Sample Wetpipe Sprinkler
    System Checklist
9. Sample Income Statement
    and Extra Expense
    Worksheet
10. Property Additional
      Resource List
11. ISO Sprinkler System
      Evaluations for Premium
      Credits
Bulletins
Fire Extinguishers
Protecting Commercial Cooking Equipment
 
©2007 FCCI Services, Inc.

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RISK CONTROL BULLETIN
Appendix E1
Safe Storage and Handling of Flammable and Combustible Liquids
Flammable and combustible liquids are extremely hazardous because:

•  They can be easily ignited and release heat at a much faster rate compared to a fire in
   ordinary combustible materials.
•  Some flammable liquids produce flammable vapor-air mixtures at normal room
   temperatures.
•  They can spread over large areas from a leaking container or an accidental spill.
•  When stored in closed containers the vessels can rupture or even explode if subjected
   to heat from internal buildup of pressure.
•  Improper handling, storage, and dispensing can result in fires or explosions.
•  Inadequate or improper ventilation can cause vapors to accumulate in an open space or
   area and can easily can be ignited, resulting in a fire or explosion.
•  Fires involving flammable or combustible liquids can release toxic vapors.

Key property risk control measures to be established to ensure safe storage and handling of flammable and combustible liquids include at least:

•  Identification
•  Container Requirements
•  Storage Cabinet Requirements
•  Inside Storage Room Requirements
•  Storage Outside Buildings
•  Fire Control
•  Separation and Protection
•  Transfer and Handling
•  Bonding and Grounding

Identification   

Tips for identifying flammable and combustible liquids include:

•  Container label shows flash point less than 100ºF for flammable liquids and 100ºF or
   higher for combustible liquids. Label may also have other information on flammability and
   reactivity of the liquid.
•  Material Safety Data Sheets provide information on flammability, combustibility and other
   chemical hazards.
•  Diamond shaped labels or placards on bulk shipments, drums or containers show the
   words FLAMMABLE or COMBUSTIBLE.
•  Diamond shaped label on container shows degree of flammability or combustibility using
   the following numeric rating system based on NFPA 704 Standard System for the
   Identification of the Fire Hazards of Materials

        0 = no flash point / noncombustible
        1 = Flash Point > 200ºF
        2 = Flash Point from 73ºF to 200ºF
        3 = Flash Point < 73ºF, Boiling Point > 100ºF
        4 = Flash Point < 73ºF, Boiling Point < 100ºF

To understand the difference between a flammable and a combustible liquid and how they are classified based on physical properties refer to Table I below.

Table I
Classification - Flammable and Combustible Liquids
Classification Type of Liquid Flash Point Temp Boiling Point Temp
Class IA
Class IB
Class IC
Class II
Class IIIA
Class IIIB
Flammable
Flammable
Flammable
Combustible
Combustible
Combustible
below 73ºF
below 73ºF
at or above 73ºF
at or above 100ºF
at or above 140ºF
at or above 200ºF
below 100ºF
at or above 100ºF
below 100ºF
below 140ºF
below 200ºF
NA


Container Requirements   

Container requirements pertain to liquid in drums or other containers that do not exceed 60 gallons capacity and in portable tanks that do not exceed 660 gallons capacity. For maximum allowable container sizes refer to Table II below. Other major areas of concern are:

•  Only US Department of Transportation (DOT) approved containers and portable tanks
   should be used.
•  NFPA 30, Flammable and Combustible Liquids Code, specifies that portable tanks must
   be metal.
•  In general, if the product is in the manufacturer's original shipping container, you should
   be able to assume that it is approved under DOT rules. If you suspect otherwise, then refer
   to CFR Title 49, Transportation Part 177.

Table II
Maximum Allowable Container Sizes
Type of Container Flammable Liquid Class   Combustible Liquid Class
IA IB IC II III
Glass    1 pt    1 qt    1 gal         1 gal       5 gal
Metal or UL listed or FM approved plastic Safety Cans    1 gal    5 gal    5 gal         5 gal       5 gal
Safety Cans-metal    2 gal    5 gal    5 gal         5 gal       5 gal
Metal Drum (DOT)    60 gal    60 gal    60 gal         60 gal       60 gal
Approved Portable Tanks    660 gal    660 gal    660 gal         660 gal       660 gal


Storage Cabinet Requirements   

•  Flammable liquids storage cabinets should be Underwriters Laboratories (UL) listed or
   Factory Mutual (FM) approved.
•  Cabinets should be provided where it is necessary to keep more than 25 gallons of
   flammable liquid inside a building.
•  Generally, not more than 60 gallons of flammable or combustible liquids should be stored
   in a single cabinet.
•  If the flash point is greater than 140ºF, then you may store up to 120 gallons in a single
   cabinet.
•  No more than three storage cabinets in any one fire area, unless there is a 100' separation
   between additional cabinets, (maximum of three per group). If the building is protected by
   an automatic sprinkler system installed in accordance with NFPA 13, Standard for the
   Installation of Sprinkler Systems, the number of cabinets in any one fire area can be
   increased to six.
•  Cabinets should be labeled in conspicuous lettering "FLAMMABLE - KEEP FIRE AWAY."
•  Cabinets should be provided with a sill raised at least 2 inches above the bottom of the
   cabinet to retain spilled liquids.
•  Cabinets are provided with capped vent openings equipped with fire baffle screens.
•  If the storage cabinet is vented it should be safely ventilated to the outdoors.

Inside Storage Room Requirements   

•  If the building is not sprinklered, flammable or combustible liquids must be kept in storage
   rooms when quantities of flammable or combustible liquids stored inside exceed
   180 gallons. This quantity may be doubled if the building is sprinklered.
•  Inside storage rooms should be constructed to meet at least the requirements shown in
   Flammable Liquids Storage Room Requirements (Appendix E2).
•  In every inside storage room there should be maintained one clear aisle at least 3 feet wide.
•  Containers over 30 gallon capacity should not be stacked one upon the other.
•  Dispensing of liquids should be done by using an approved pump or self-closing faucet
   only.

Other General Requirements for Storage Buildings

•  No more than one day's supply of flammable or combustible liquids should be kept outside
   a flammable liquids storage cabinet or an inside storage room.
•  Flammable or combustible liquids, including stock for sale should not be stored so as to
   limit the use of exits, stairways and other means normally used for the safe egress
   of people.
•  Storage should be prohibited in office occupancies except that amount required for normal
   maintenance of the building and operation of office equipment.
•  All incidental storage should be kept in UL listed safety cans.

Storage Outside Buildings   

•  Storage should be in accordance with the tables shown in NFPA 30, Flammable and
   Combustible Liquids Code. Refer to Table III for details.
•  A maximum of 1100 gallons (twenty-55 gallon drums) of flammable or combustible liquids
   may be stored adjacent to a building.
•  When the quantity stored exceeds 1100 gallons, maintain a minimum distance of 10 feet
   between the buildings and the nearest containers of flammable or combustible liquids.
•  The storage areas should be constructed and laid out in a manner to divert possible spills
   away from buildings or other exposures or to contain them.
•  The storage area should be protected against tampering or trespassers.
•  The storage area should be kept clean and free of weeds, debris and other combustible
   material.
•  Open flames and sources of spark generation (i.e. cutting and welding) should be strictly
   prohibited in flammable and combustible liquids storage areas.
•  "NO SMOKING" signs should be posted and this rule strictly enforced.

Table III
Outdoor Storage
Class Container
Storage
Portable Tank
Storage
Distance between
Piles/Racks
Distance to
Property Line
Distance to
Road
  Gals Ht(ft) Gals Ht(ft) (ft) (ft) (ft)
1A 1,100 10 2,200 7 5 50 10
1B 2,200 12 4,400 14 5 50 10
1C 4,400 12 8,800 14 5 50 10
II 8,800 12 17,600 14 5 50 5
III 22,000 18 44,000 14 5 10 5


Fire Control   

•  Suitable fire control devices, such as portable fire extinguishers or standpipe with hose
   systems should be available at locations where flammable or combustible liquids are
   stored. Refer to Portable Fire Extinguishers section in this manual for more information.
•  At least one portable fire extinguisher with a rating of at least 20-B should be located not
   less than 10 feet nor more than 25 feet away from any flammable or combustible liquids
   storage area located outside a storage room but inside a building.
•  Organic Peroxides are strong oxidizing agents and fire hazards when in contact with
   combustible materials and reducing agents, especially under high temperature conditions.
   Therefore, they should stored separately from flammable and combustible materials.

Separation and Protection   

•  Areas in which flammable or combustible liquids are transferred from one tank or container
   to another should be separated from other operations in the building by adequate distance
   or by construction having adequate fire resistance.
•  Drainage or other means should be provided to control spills.
•  Adequate natural or mechanical ventilation should be provided.

Transfer and Handling   

•  Flammable liquids should be kept in UL listed safety cans and covered when not in use.
•  Methods should be developed, posted, and distributed which describe how to safely and
   promptly dispose of leakage and spills.
•  Employees should be trained in hazardous waste operations, if applicable.
•  Flammable liquids may be used only where there are no open flames or other sources of
   ignition within the possible path of vapor travel.
•  Flammable or combustible liquids should be drawn from or transferred into vessels,
   containers or portable tanks within a building only through a closed piping system, from UL
   listed safety cans, by means of a device drawing through the top or from a container or
   portable tank by gravity through an approved self-closing valve.
•  Transfer by means of air pressure on the container or portable tank should generally be
   discouraged.

Bonding and Grounding   

Static electricity has caused many serious fires from unsafe transfer and handling of flammable liquids. Static sparks will readily ignite flammable vapors. Static electricity can be formed from liquids when they flow through or from pipes or hose, when they fall through the air in drops or as a spray, when they are splashed around in tanks or when air or other gases are bubbled through them. Static electricity and the accumulation of static charges should be controlled through proper bonding and grounding.

Bonding is the process of electrically connecting two or more conductive materials with a copper wire or other conductor. Bonding minimizes electrical potential differences between conductive objects. The conductor ensures that no spark discharge occurs because the bonded objects eventually lead to a ground.

Grounding is the process of electrically connecting one or more electrically conductive objects to the ground or earth. Grounding minimizes electrical potential differences between the objects and earth. Steel rods or metallic water pipes can often be used for grounding.

The bond or ground connections should be composed of suitable conductive materials having adequate mechanical strength, corrosion resistance and flexibility for the service intended. Almost any conductor size will be satisfactory for grounding and bonding purposes. The conductor should be solid for fixed connections or flexible for bonds which are frequently connected or disconnected. The conductor may be insulated for mechanical protection or uninsulated. Connections should be made with pressure type ground clamps, brazing or welding. Some other clamps, such as battery or magnetic clamps may also be needed to provide metal-to-metal contact. Safeguards to take for effective grounding and bonding are:

•  Flammable liquids should not be dispensed into containers unless the nozzle and container
   are electrically interconnected.
•  The metallic floor plate on which the container stands while filling should be electrically
   connected to the fill stem or the fill stem should be bonded to the container during filling
   operations by means of a bonding wire, as described above. Refer to
   Bonding and Grounding of Flammable Liquids (Appendix E3) for a diagram of proper set-up.