• Newer model dump trucks
• Roll-off trucks
• Heavy hauling trucks
• Semi tractor-trailers 

Any medium to heavy hauling truck could potentially be at risk. 

Steps to Prevent Theft

Our approach to theft prevention is the “layered approach.” Below are some other specific measures you can take to prevent vehicle theft: 

• Park vehicles in well-lit, fenced areas. Maintain the integrity of the fencing by removing overgrown plants. (Some thieves stole trucks behind locked fences by simply cutting the chain.) 
• Develop a key control program to prevent employees who are not authorized from having access to keys. Require keys to be placed in a lock box when the vehicle is not in use. Be sure you know where all spare keys are and never leave the keys in the vehicle, even if you have them hidden. Given time, a professional thief will find the key.
• Install anti-theft devices, such as: audible alarms, door-locking systems, and immobilizers (brake locks, fuel locks, drive train locks, starter locks, and ignition locks). These devices are typically provided by aftermarket companies, so check with local parts suppliers of the manufacturer of the truck for their supplier.
• Use tracking systems, such as GPS equipment, to monitor the vehicle’s location. Make sure the tracking system includes alerts for vehicle movement outside of certain areas or during specific times.
• Develop a relationship with your local law enforcement agencies and let them know where and when your vehicles typically operate, where they are parked, and whom to call if they suspect any problems. Some communities have specific law enforcement programs to help prevent theft and vandalism, as well as decal identification on trucks.

If you have any questions, please contact your local FCCI Loss Control Representative, or call (800) 226-3224. 

The “Layered Approach” to Protection 

Professional thieves can steal any car, but make them work for yours. To prevent thefts, the National Insurance Crime Bureau (NICB) recommends “Layered Protection.” The more layers of protection on your vehicle, the more difficult it is to steal. 

The number of layers your vehicle needs varies depending on your vehicle and geographic location. Your budget and personal preferences should determine which anti-theft device is best for you. 

Layer #1 – Common Sense 
An unlocked vehicle with a key in the ignition is an open invitation to any thief, regardless of which anti-theft device you use. The common sense approach to protection is the simplest and most cost-effective way to thwart would-be thieves. Secure your vehicle even if parking for brief periods. You should always: 

• Remove your keys from the ignition 
• Lock your doors /close your windows 
• Park in a well-lit area 

Layer #2 – Warning Device 
The second layer of protection is a visible or audible device which alerts thieves that your vehicle is protected. Popular second layer devices include: 

• Audible alarms 
• Steering column collars 
• Steering wheel/Brake pedal lock 
• Brake locks 
• Wheel locks 
• Tire locks/Tire deflators 
• Theft deterrent decals 
• Identification markers in or on vehicle 
• Window etching 
• Laminated glass 

Layer #3 – Immobilizing Device 
The third layer of protection is a device which prevents thieves from bypassing your ignition and hot-wiring the vehicle. Some electronic devices have computer chips in ignition keys. Other devices inhibit the flow of electricity or fuel to the engine until a hidden switch or button is activated. 

Popular third layer devices include: 

• Smart keys 
• Fuse cut-offs 
• Kill switches 
• Starter, ignition, and fuel disablers 

Layer # 4 – Tracking Device 
The final layer of protection is a tracking device, which emits a signal to a police or monitoring station when the vehicle is reported stolen. Tracking devices are very effective in helping authorities recover stolen vehicles. 

Passive and Active Anti-Theft Systems – There are two options available when considering an anti-theft system. Passive devices automatically arm themselves when the vehicle is turned off, the ignition key removed, or a door is shut. No additional action is required. Active devices require some independent physical action before they are set, such as pushing a button, or placing a “lock” over a vehicle component part. This physical action must be repeated every time the anti-theft device is set or it will not function.